Band: 
1
year1: 
1.20
year2: 
1.20
year2.5: 
1.20
year3: 
1.35
year3.5: 
1.35
year4: 
1.45
year4.5: 
1.40
year5: 
1.50
year6: 
1.45
year10: 
1.55
days30: 
0.25
days60: 
0.25
days180: 
0.38
year7: 
1.50
year8: 
1.50
year9: 
1.55